Housing Choice Voucher Homeownership Program

The Section 8 Homeownership, as administered by the Housing Authority of the County of Santa Cruz is under revision.
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Homebuyer Programs

The Housing Authority maintains several Homebuyer programs.
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Mortgage Credit Certificate (MCC) Program

Administration of the MCC program has been assumed by California Home Finance Administration (CalHFA). Your questions about eligibility must be directed to CalHFA.
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Re-Issued Mortgage Credit Certificate

Although the Housing Authority of the County of Santa Cruz is no longer administering a Mortgage Credit Certificate (MCC) Program, we continue administration of the Reissued Mortgage Credit Certificate (RMCC) program for those MCC’s issued by the Housing Authority.
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Rehabilitation/Renovation Loans

The City of Capitola is pleased to announce the Owner-Occupied Housing Rehabilitation Assistance Program, funded by a Community Development Block Grant (CDBG), to provide low-interest, deferred loans to income-eligible homeowners for health and safety repairs, needed home upgrades and energy efficiency improvements.
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Forclosure

Resources for residents of Santa Cruz County facing foreclosure or foreclosure scams
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